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MONEY MATTERS LEICESTER
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​​Can’t Afford Minimum Payments?


If this is you, then it’s time to:
  • Write down your income and expenditure (no cheating!) using our budget sheet​
  • Work out what’s left (it might be negative)
  • Think about reducing expenditure and increasing income
  • Join the Money Saving Expert Credit Club to get your free Credit Report to get an update on your debts
  • Negotiate with your creditors (Rent, Council Tax, Gas, Electric, TV Licence first)
  • If you've got enough left, offer small amounts to each creditor to start paying off your debts
  • If you haven't got enough left, contact a free debt advice agency
 
If course, some of those steps can be complicated – if you’re struggling (and to be honest we’re not surprised as it can be hard) then do get in touch with us or another free debt advice agency such as us - we are affiliated to CMA (Community Money Advice), or CAB, StepChange,  or Christians Against Poverty. Don't go to any companies offering free debt advice - they have to make money out of you somehow!


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